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About Us
1st Choice Credit Counseling and Financial Education started in the hearts of Danette Banyai and Staci Mintz many years ago. Their mission began --- to empower and educate people in their communities about personal finances. Experiencing the ups and downs of finances and business in their own lives along with their various personal and educational experiences provided them a unique ability to help bring information and education to others from an experiential and holistic perspective.

Staci and Danette formed the non-profit charity organization, DBSM, Inc, in 2004.

Since its inception, the organization has helped thousands of people find their way through the confusing maze of finances.

Staff includes:

Danette Banyai -- Vice President and CFO. Danette earned a B.S. Degree at California State University, Northridge with a major in Public Health Education, and minors in Business, Accounting and Psychology. Danette holds a State of California Teaching Credential and Certificates from the Entrepreneur Academy as well as the Hypnosis Motivational Institute. She has also completed trainings through the County of Ventura in various counseling & teaching methodologies.

Staci Mintz -- President and Director of Marketing and Counseling, earned her B.S. Degree at University of Phoenix with a major in Business as well as a Masters Degree in Spiritual Psychology from the esteemed University of Santa Monica. She is also an Accredited Financial Counselor with AFCPE. She is currently working on her Doctorate degree.

All staff are passionate, caring and superbly well suited to help those in need when financial troubles confuse and complicate their lives. All staff receives personalized training from Staci and Danette.

*DBSM, Inc and 1st Choice Credit Counseling is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a provider services.



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