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Bankruptcy
 

Course One: Before You File


NOTE: Even if you were allowed to file an emergency case without this course you must still complete it and return a completion certificate to the court by whatever deadline they gave you

Credit Counseling Course - Course 1 - required before filing Bankruptcy*
This course is also called the pre-filing or Bankrutpcy Certificate course.*
It is for YOUR information and education. It Is NOT connected with the courts or your attorney. It does require your income, expenses and creditor balances - it does not need to be exact - You cannot fail the course.



*Approved to issue certificates in compliance with the Bankruptcy Code.
Approval does not endorse or assure the quality of an Agency's services.



Course Two: After You File


Personal Financial Management Course - Course 2 - required after you file - This course is also called the pre-discharge or debtor education course.*
It is required before your case is closed and debts discharged. It is usually taken around the date of your creditor's (341) hearing.
It is for YOUR information and education. It IS NOT connected with the courts or your attorney - You cannot fail the course.

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